Calculate your estimated take-home salary after Income Tax and National Insurance. Enter your annual gross salary, choose your UK tax region, and instantly see your annual, monthly, weekly, daily, and hourly net pay.
✔ Take-home pay • ✔ Income Tax & NI • ✔ Monthly & yearly salary • ✔ UK calculator
Our Salary Calculator UK estimates your annual and monthly take-home pay after Income Tax and National Insurance contributions. Simply enter your annual gross salary and select your tax region (England, Wales, Northern Ireland or Scotland) to calculate your estimated net salary.
The calculator also provides a detailed salary breakdown, including your annual, monthly, weekly, daily and hourly take-home pay, along with your Income Tax, National Insurance, tax-free Personal Allowance and the percentage of your salary you keep after deductions.
A Salary Calculator UK estimates how much of your gross annual salary you will take home after Income Tax and National Insurance deductions. It helps you understand your real earnings, compare job offers, plan household budgets and estimate monthly disposable income.
Your gross salary is the amount your employer pays before any deductions are taken.
Your net salary (often called take-home pay) is the amount you actually receive after deductions such as Income Tax and National Insurance.
After entering your salary, the calculator displays:
This calculator estimates your take-home salary using current UK Income Tax bands, Personal Allowance rules and Employee National Insurance contributions. Separate tax calculations are provided for England, Wales and Northern Ireland, and for Scotland, where different income tax bands apply.
Your estimated net salary is calculated by:
| Gross Salary | Approximate Monthly Gross |
|---|---|
| £20,000 | £1,667 |
| £30,000 | £2,500 |
| £40,000 | £3,333 |
| £50,000 | £4,167 |
| £60,000 | £5,000 |
| £80,000 | £6,667 |
| £100,000 | £8,333 |
A UK Salary Calculator is useful for anyone who wants to understand how much money they will actually receive after tax.
Suppose your salary increases from £35,000 to £40,000.
This is why understanding net income is often more important than focusing only on gross salary.
A salary calculator helps avoid these mistakes by providing a realistic estimate of your actual income.
This calculator provides an estimate based on standard UK tax rules. It does not currently include:
This calculator uses current UK Income Tax and Employee National Insurance rates to provide a reliable estimate of your take-home pay. Actual payslips may differ depending on your tax code, pension contributions, salary sacrifice arrangements and other deductions.
Yes. Employee National Insurance contributions are included in the calculation alongside Income Tax.
Yes. Simply select Scotland from the Country list to apply Scottish Income Tax bands.
Yes. Enter different annual salaries to compare how increases affect your take-home pay after tax.
Income Tax and National Insurance reduce your gross salary. Other deductions, such as workplace pensions or student loan repayments, may reduce your take-home pay further.
Yes. It's a quick way to estimate your likely take-home pay before deciding whether a salary offer meets your financial needs.
Our Salary Calculator UK makes it easy to estimate your take-home pay using current UK Income Tax and National Insurance rates. Whether you're comparing job offers, negotiating a pay rise or planning your finances, understanding your net salary can help you make more informed financial decisions.
Enter your annual salary, choose your UK tax region and instantly view your estimated annual, monthly, weekly, daily and hourly take-home pay together with a full breakdown of your deductions.
Information on this page is based on publicly available guidance, official government publications, and commonly accepted financial calculation methods.
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Last Updated: August 2026